I think this book is a great gift to give young people starting out who wouldn't want to read a heavy book about investing in … A cappuccino and a good book bring me great joy. Calculating Your Latte Factor To see how big of a saving it is, just go ahead and plug in the numbers into David Bach’s calculator. Most of us are used to think that saving small amounts doesn’t make any difference. Small amounts of money spent on a regular basis cost us far more than we can imagine. posted on February 29, 2020. The Latte Factor was popularized by author David Bach. I think this book is a great gift to give young people starting out who wouldn't want to read a heavy book about investing in the Stock markets and rates of return. The concept is simple. The Latte Factor is not a book about stopping buying coffee but rather about focusing attention and money on what is important to you. The Latte Factor book. The Latte Factor Review. This book pushes us to cultivate awareness towards how we use money, to be able to spend it for what really matters to us. The Latte Factor is not a book about stopping buying coffee but rather about focusing attention and money on what is important to you. Academia.edu is a platform for academics to share research papers. Read 518 reviews from the world's largest community for readers. The Latte Factor Book Review. David Bach is the author, and this is a book more so about realizing your dreams than a book about finance. My initial reaction to David Bach’s The Latte Factor was - please don’t tell me that I have to give up my almond milk cappuccino because it is one of the few simple pleasures in my otherwise complicated life. Instead of spending that $10 a day on different small item purchases, if you were to put that into an investment that yielded a 6% return on your investment, over the course of 20 years, you will have accrued $142,323.45. But The Latte Factor shows us that it really does in the long term, especially if you invest them wisely. The Latte Factor provides financial advice via a story about Zoa for which most of us can relate. Hands down one of my all-time favorite books! The Latte Factor is symbolic of those small, regular wastages, and for that I think the Latte Factor is a sound wealth tool, whether or not it’s the lattes that are given the chop! The top article mischaracterizes the latte factor. The advice given by Bach is that people should automatically save (via payroll deduction) say, $100 a month. The Latte Factor may be his simplest and most powerful message yet.” —Simon Sinek, optimist, New York Times bestselling author of Start with Why and Leaders Eat Last “David Bach has inspired millions worldwide to be smarter with their money; now this great story can inspire you to take action to live your best life. 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